A Mobile Application Development for Monitoring Cash Transfer Program for MSMEs in Indonesia

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play an important role in improving Indonesia’s economic
growth that has been slowing down during the Covid-19 pandemic, an outbreak that significantly affected
the national economy. MSMEs contribute 60.51% to Gross Domestic Product (GDP) of Indonesia and
absorb 96.29% of Indonesia’s workforce. In order to boost national economic recovery and growth, the
government is stimulating the growth in MSMEs by providing Bantuan Langsung Tunai (BLT) or Cash
Transfers for MSMEs. In practice, however, there are various problems in relation to the distribution of Cash
Transfers, such as illegal fees, corruption, misappropriation of funds, and mistargeting. In this paper, we
propose a mobile application design that can be a solution to all those problems. The application is designed
to provide easy access for users to submit proposals and track the progress, with the result that the cash is
delivered efficiently and quickly to intended beneficiaries. This is an effort to promote openness and
transparency in public administration and also to prevent corruption that can occur in delivery of cash. This
application, namely “Sumbangsih”, applies a prototype method as the System Development Life Cycle
(SDLC), which consists of six phases: planning, analysis, design, implementation, testing, and maintenance.
In the final phase, after the application is created, testing is carried out using User Acceptance Test (UAT)
to verify that every function of the application is working exactly as required.